"ELEMENTARY ECONOMICS LESSONS

This category includes elementary economic material for primary education, kindergarten through 6th grade. These lessons, lesson plans, and worksheets will introduce your students to consumer economics and very basic economic principles, while reinforcing other basic skills such as money recognition and basic math."

all kind of basic money and economics lessons…not just for kids

Step 1 – Write a Plan for Lifetime Financial Security
What does security mean to you? The absence of stress and worry? Few, if any, sleepless nights?
Step 2: Write a Plan for Lifetime Comfort
What does comfort mean to you? A big house and two cars? A house, a vacation cottage and three cars? Obviously, this plan will be a little more aggressive than the first one.
Step 3: Write a Financial Plan for Becoming Rich
This will be your most aggressive plan – and the most exciting. For, now, you are anticipating a world of 'more than enough.' You'll be faced with a myriad of choices, for opportunities to make money are all around you.

Interesting exercise. One thing to realize is that almost the whole world spends there time in Step 1.

It takes a conscious effort to get on the path to becoming rich.

This one I have seen before. It is a website builder that creates fully seo optimized websites.

This one is an affiliate marketing guide…sounds good but a bit prisey.

Savvy internet marketers know the quickest way to internet profits is mastering keyword marketing…

… Keyword marketing (my dumb-guy's definition) is the act of converting search words and phrases into cash in just minutes.

If you're a marketing junkie like me, I highly recommend that you bookmark this Web page as your favorite… I refer to this Web page almost every day to:

• Attract no-cost leads to any Web page…
• Generate obscene pay per click profits…
• Put your advertising lead generation efforts on autopilot

This site has a complete range of keyword generation tools that can be used to find and target profitable niche markets. Some I've discovered [personal checks, designer checks and cheques online not to mention house plans and luxury home plans]

"The Rich Kid Smart Kid mission is one of education and empowerment. Knowledge is power and the Rich Dad Organization, through its Rich Kid Smart Kid initiative, is committed to improving the financial literacy of children around the world"

Financial education for kids. Includes a free audio from Robert Kiyosaki and lots of teachers aids and games for kids.

"VisitorVille is cutting-edge software that takes a radical new visual approach to web analytics. VisitorVille makes data mining simple and accurate, easily performing tasks that are impossible to accomplish using traditional web analytics solutions.
What makes VisitorVille unique is immediately clear: VisitorVille does not represent website visitors simply as numbers or graphs, but as real people in a real environment. You can watch your site traffic as if you were people-watching in a big city. "

"VisitorVille is like Website Stats meets The Sims®. It's the coolest thing to happen to traffic reporting … ever. — Nick Longo, CEO, CoffeeCup Software "

They also have a good affiliate program – this goes on blasp.net

You've heard me say it many times: to succeed out there in commercial cyberspace, you've got to speak to the need your customer feels. I don't say it just because I think it sounds clever – I've got lots of good reasons, not to mention all of the history of successful selling to back me up. And remember, online the customer rules like never before. You go ignoring your customers' needs and feelings and you won't be online for long. It's one of the caveats in convention sales training, too – if you want to sell, you've got to think like your customers rather than try to make them think like you. Or in Grok-talk, you gotta surf a mile with their mouse.

But underlying that is an even deeper principle:

PEOPLE RATIONALIZE BUYING DECISIONS BASED ON FACTS, BUT

PEOPLE MAKE BUYING DECISIONS BASED ON FEELINGS.

Excuse me for shouting, but it’s that important. The single biggest motivator in buying is not data, nor is it facts, it’s emotional response. Humans buy when they feel comfortable, when they feel they can trust you, when the process feels natural and reassuring, and when they come to the feeling that buying will make them feel good. (And by the way, Martians are no different.) Fail to address that, and most of your prospects will bail out sooner or later in the process. Tap into that correctly and your conversion rate will go up dramatically.

 

Check out this site also: http://www.seorank.com/visitor-conversion-enhancement.php

look at how their site is SEO optimized.

Look at link on title::: also:

WIIFM: are you listening?

Are you listening? We all do; every one of us is always tuned into our favorite "radio station", WIIFM, What's In It For Me! When we design our websites, how do we meet the needs of every type of personality that may visit? Each personality has preferences in how they interact, view the world, and reach decisions.

Do the 5-Step…
and Dance Your Way To Higher Sales

It’s not rocket science. If you want your website to sell more, you have to construct your website so it employs the sales process. That's what everybody at Future Now and I keep going on (and on) about. Selling is worlds away from allowing customers to buy, and if you aren’t selling, you’re not going to be in business for long. 

The Buying Decision Process

To summarize, the steps of the buying decision process are:

• Identify
• Search
• Evaluate
• Decide
• Purchase
• Reevaluate

One of the stocks I follow regularly [VSM.to] has been on a real downward run lately [luckily I don't currently own any].

When you don't own a stock, watching is float downward is quite enjoyable, especially if you believe the company does have some intrinsic value. The question becomes when to buy?

One of the facts to consider when a stock has been in a deep dive like VSM is book value. Simply put book value is the company's assets – liabilities. So if you sold everything that the company owned [land, buildings, equipment etc.] and paid off all of their debts, the book value is everything that is leftover.

If we take that amount and divide it by the number of shares in circulation [shares outstanding], we arrive at the book value per share. When the price of a stock approaches this value it is difficult for it to go much lower. To an invester the book value often represents the safest possible entry point for a stock.

There are some other things to be aware of.

• How current are your figures? Usually you will be using figures from company's last published financials. You may want to contact their investor relations department to make sure things haven't changed since the last report.
• If a company is loosing money regularly, which is about normal for a company who's stock is on a massive downturn, then every day they are in business their cash [asset] is going down or their debt [liabilities], or number of shares [float] is going up.
• And the third consideration is what is included in the company's assets? Some assets are valuated on the books at a higher amount than they would be sold for at a liquidation auction [which would be more accurate for what we are dealing with for this type of investment].
• If the company does go bankrupt, it is important to know that as a common shareholder you are the last in line when it comes to receiving payment. Debt holders [usually bondholders or banks] and preferred shareholders, and probably the lawyers, will all be paid before you.

In theory, a company trading close to book value is the safest type of investment and many investors have adopted this strategy as their preferred method [value investing]. As always though, thorough due diligence is required to minimize risk further.

Here's a sample of what you can come up with by looking for low price to book stocks on a stock screener. Find Value Investing books on Amazon. Google Value Investing. Google Book Value.

First off thanks to Darren at ProBlogger for the idea for the follow up post [and a ton of other tips].

I want to revisit my post of a couple days ago about buying signals based on a company's book value. When I posted that one on May 2 VSM.to [the stock that inspired the story] was trading at .46.

This morning while checking my watch list, I noticed it was .67. That's a cool 45% in 2 days. Now is this kind of move typical for value style investing? Sorry, no. Usually value investing requires the pateince to wait for the market to discover that your company is undervalued.

Another reason I wanted to post a follow up was that I just picked up this month's MoneySense magazine and they have a pretty good article about investing based on book value written by Irwin Michael. In it he takes the book value concept one step farther by removing non-cash assets such as goodwill from the equation. He calls the result "tangible book value".

The article goes on to recommend a look at Laurentian Bank [LB.to]. Currently trading at about $27cdn with a tangible book value of $29 and even a decent yield at ~4.5%.

He goes on to present some other interesting reasons for liking LB: recent wise management decisions to focus on LB's core strengths [divest themselves of branches outside of Quebec], and the if there are any mergers or takeovers on the horizon in Canada, LB would be a prime candidate.

After a little digging I came up with a couple of my own reasons to like LB. These include a hip website [hands up anyone who is just waiting for a bank to stop acting like...well...a bank]. And another that I like is the innovative idea of holding a public design competition for the banks interior and exterior makeovers.

Jon, you may ask, what the hell do a cool website and design competitions have to do with investing? Well I have a theory…a spin on the 'buy what you know' theory…but that's a different topic.

In the meantime, I'm going to pick up a few shares of LB for my own portfolio.

Disclaimer: Smart Money Daily is only a discussion of money and investment issues. Nothing on this site is meant to be construed as investment advice. Please be aware of, and take responsibility for, the risks of your investing.

There is an extensive article about blogging for businesses and the business of blogging in this week's Business Week magazine.

The complete set of articles is available online [free registration may be required].